The secret to digging your way out of debt

Climbers on "Valkyrie" at The Roaches in Staffordshire, United Kingdom, in May 2002 (Photo credit: Wikipedia)

So really the big question is what is the secret to digging your way out of debt when jobs are becoming more scarce and expenses seem to be always increasing.  In addition, for many people they are already at rock bottom when it comes to reducing their expenses. That said, is there really any way to get debt reduced with what seems like the world against me? Some people will see improvement in their financial debt even within a few months. It may not happen...

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When to Trade your car in

car repairs high cost

I’m driving a 2003 pontiac and have recently been putting a lot of dollars into repair and maintenance for the vehicle.  I’ve been under the impression that holding on to your old vehicle is a big cost savings over constantly buying new cars but this theory gets tested every time I’m faced with a high repair for the car. I can remember back 5 years or more when the transmission went out and that was 2,500 dollars to fix. But today I’ve got a leaky...

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How to afford medical care

pills for cash

Medical coverage is exceedingly expensive and even if you are able to afford good insurance it is no guarantee that you won’t receive a high medical bill. No matter what the circumstance, I cringe at the thought of having to take an emergency vehicle. Emergency Ambulance Rides can cost well over 500 dollars! Not only that, but the ride to the hospital for those with issues not that severe you may not even get the benefit of having them turn on the lights. Riding in...

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Tips on lowering your rent


A big part of our monthly bills include rent and we all know that rents can increase.  It’s really important to watch for increases to rent and fight those dreaded rent increases when they do arise.  It’s a game played between landlord and tenant and can be an extremely difficult fight for average people like you and me that want to keep rents down to a minimum. Apartment complexes will begin to raise rents whenever they can that largely depends on the availability within your local...

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How to cut food bills in half!


I’m constantly driven to find ways to save money and cutting your food bills in half is not as difficult as you might think. Of course you still want to make sure that your diet and nutrition is healthy and to discuss dieting with a doctor or nutritionist can even be helpful in reducing food costs. Here are a few options that I’ve tried in my own life: Make a list of nutritious food that you can make as part of your staples. Discuss your...

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Labor day weekend Money


I’m sure you of all people know that America has few days off each year. We’ll Labor day here in the USA is a big day for all of us that can take at least one day off after summer to do whatever we want.  No matter how you choose to use your long weekend it will most likely involve spending some cash. Sales targeting consumers on labor day weekend Whether you’ve been thinking about buying a new car or house. Labor day weekend 2014 can...

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